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Financial services

In banks, insurers and fintechs, Harkaq lets engineering teams use AI agents on the code that moves money, with the controls regulators require: privileged access control, segregation of duties, change control and audit logs.

Why financial services come first

The financial sector has the region’s largest software teams, its most sensitive code and its most demanding regulators. It is also where the cost of not deciding shows the most: AI projects wait for Security’s approval while competitors move ahead.

What regulators require, and how Harkaq covers it

What regulators require How Harkaq covers it
Privileged account control and least privilege The agent holds no credentials; the gateway injects them per allowed operation
Segregation of duties The requester never approves; permissions are single-use and expire on their own
Security across the software lifecycle and change control The agent’s code arrives labeled and only reaches production with someone else’s approval
Audit logs and forensic evidence Hash-chained log of every action and a verifiable evidence report
Vendor and cloud management The AI model is contracted in the bank’s own account and region

A typical case

A developer on the payments team asks the agent to fix a fee calculation bug. The agent reads the repository, runs the tests and proposes the change. Along the way, an issue comment asks it to send the configuration to an external site: the gateway blocks it because that destination isn’t approved, and Security gets an alert. The change reaches the pull request labeled as AI-assisted, and the tech lead approves it, not the developer.

Regulation by country

See what your country’s financial regulator requires and how Harkaq responds.

Frequently asked questions

Can a bank use AI agents to write code?

Yes, as long as it can prove control: who accesses what, with which privileges, who approves changes and what evidence remains. That is what Harkaq solves, with one policy for every agent.

Does Harkaq help with PCI DSS?

It provides controls PCI DSS requires for development and access: restricting access by need to know, identifying who acts, logging and monitoring access, and developing software securely. Certification remains the company’s responsibility.

Try it with one of your teams

A pilot with a real team and repository, goals agreed before we start, and an evidence report at the end. You decide on results, not on a slide deck.